Renovation
Home Loans
Is a renovation loan right for you?
Purchase and fix up your dream home with a rehab home loan. A rehab loan lets you include the cost of home improvements and repairs into a new home loan. Finance your home’s purchase price and any repairs or upgrades to be made in one mortgage.
Benefits of a renovation loan
Save Money: Combine your rehab loan and your mortgage into a single home loan, which limits your loan closing costs.
Buying or refinancing: Our rehab loan is available to both buyers and refinancing households.
Expanded Options: Find the right rehab loan whatever your home improvement project and needs.
Renovation loan
eligibility requirements
- Good credit score
- Down payment of 3.5% or more
- Self-occupancy of the property
- Debt-to-income ratio below 45%
Start your home loan journey
with FREE tools!
Compare rates, use our calculator, and download our easy homebuyer guide— all designed to help you make decisions with confidence.
No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!
Meet the Experts Behind 629 Loan
A trusted team of mortgage professionals dedicated to guiding you every step of the way.